A leader in alternative lending

We are Capify.

Since 2002, Capify, (formerly known as AmeriMerchant) has been a trusted leader in alternative small business financing. In that time, we have maintained an A+ rating with the Better Business Bureau (BBB), been a founding member of the Small Business Finance Association (SBFA) and have provided hundreds of millions of dollars to businesses nationwide.

We are a company who looks after the needs of our clients through technology, transparency, and ease of use.

Driven By Technology

The true merit in the value we offer our clients is in the leading edge tools we employ. Our proprietary underwriting platform and online application process can provide decisions in 60 seconds and both help to form a simple financing solution 24/7 from the comfort of sitting at your own computer or mobile device.


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Our 13+ years of alternative finance experience makes our staff the key to our success in understanding your business needs. From the first quote to funding, we are there to walk you through the process and guide you through your options in finding a solution that works for you. Our people take the time to understand your business goals and how financing can help you achieve them. We are here to support your company through its growth projects, each step of the way.

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Partners in Growth

Financing doesn’t make sense if it affects the profitability of your business. This is why we have a number of repayment solutions which will be tailored to your business activity. Repayments are designed to not impact your cash flow or bottom line, allowing you to continue running a successful business. Our flexible repayment terms are the reason our growing client base trusts us as their alternative financing partner.

Our Values:

Customer centric, responsible service.

Accountable for the success of our clients, our partners, our employees and ourselves.

Produce exceptional, high quality results, always.

Integrity and honesty at all times

Focused on delivering innovative solutions

Yearn to help others fulfill their dreams

We are Capify.

Our company is proud to be a member or have an affiliation with:

cbbb-accred-a-plus seal  sbfa logo

Our company has been featured in:

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Let us help your business raise finance

Get business funding today call us on 1-800-267-3790